PSN presents its new solutions in PIAS and insurance of investment funds.
the impetus to the management and design of complementary personal insurance products.
Madrid, June of 2012. Forecasting health national (PSN) has launched new solutions in plans individual systematic savings (PIAS) and certain investment funds. Thus, PSN is intended to multiply its capacity to create insurance investment funds, develop plans and pension funds, as well as strengthen heritage advice from their collective. Thus, the mutual advances in the optimal degree of specialization in the management and design of complementary investment products of personal insurance solutions that offers PSN as mutual of university professionals.
The first step in this goal is the release of a new version of its individual (PIAS) systematic savings plan and new insurance of investment funds. In both cases, these products offer access to four types of portfolios (conservative, moderate, risky and dynamic) that allow to select the investment carried out on the basis of the risk profile mutualist want to assume, combining first-line investment funds by profitability and comparative rating.
The PIAS are a form of insurance of newly created (2007) who have received a warm welcome by savers. They offer significant tax benefits to recover saved capital as annuity after a minimum of ten years since the first contribution. Furthermore, they are not necessarily linked to the retirement because income may perceive at any age once past the ten years.
For its part, investment funds, also known as Unit Linked Insurance allow the policyholder choose what assets you want to invest your money from the range offered by the insurance company, which in the case of insurance of PSN is now increased to their mutual benefit. Another advantage is that it allows access to institutional funds which individually is not possible.
Profitability
Furthermore, PSN has released a new issue of its financiero-fiscal product of high profitability: income V. PSN Inver This insurance guarantees up to 4.87% annual return within a period of six years, and offers a cumulative yield up 28.82%.
PSN has decided to launch the fifth edition of Inver PSN in view of the good reception that this product has had on previous emissions, mainly due to its high profitability. In addition, mutualists also value its magnificent taxation, income it generates are free of tax by 84%, ensuring Furthermore both invested capital and generated interests.
As a novelty this year, has expanded the amount of investment to 360,000 euros, being the premium minimum of 5,000 euros. On the other hand, this insurance has coverage for death and possibility of advance and rescue. The commercialization of a month-long period, ends July 1, or runs out when launched issue, amounting to eight million euros.
